Foreclosure Prevention

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Foreclosure Prevention:
In Maryland, it is illegal for credit services businesses and foreclosure consultants to charge up-front fees.  If you are facing possible foreclosure the following resources offer assistance:

Midshore Pro Bono
8 S. West Street
Unit 203
Easton, MD  21601
Ph. 410-690-8128

Maryland HOPE Hotline
Ph. 1-877-462-7555

Delmarva Community Services, Inc.
2450 Cambridge Beltway / P.O. Box 637
Cambridge, MD 21613
Ph. 410-221-1900

6 Ways to Spot a Foreclosure Scam:
1. They ask for a fee in advance to modify, refinance or reinstate your mortgage.

2. They guarantee they can stop a foreclosure or get your loan modified.

3. They tell you to stop paying your mortgage company or tell you to pay them instead.

4. They pressure you to sign over the deed to your home or sign any paperwork that you haven't had a chance to read and don't fully understand.

5. They claim to offer government approved or official government loan modifications.

6. They ask you to release personal financial information online or over the phone.

Report Scams
Call the Federal Trade Commission at 1-877-382-4357 or submit your complaint online:

Every State Bar has a client security fund. This fund reimburses clients (up to varying amounts) for being victims of dishonest licensed/state barred attorneys.  Maryland’s Client Protection Fund information is listed below:

Client Protection Fund of the Bar of Maryland
200 Harry S. Truman Pkwy., Suite 350
Annapolis, MD 21401
Ph. 410-630-8140
Fax: 410-897-0555
Contact: Melissa Higdon, Executive Director

Page last modified 01/30/21 15:04:58