Housing Program Information

Housing Information contact 410-822-5358 or Maryland Department of Housing and Community Development 1-800-638-7781.

Foreclosures, Evictions, and Utility shut-offs for Nonpayment

The hold on evictions continues under the Governor's State of Emergency.

Foreclosures of all kinds can be on hold under the Governor's State of Emergency.

If you are behind on rent or mortgage payments, please seek legal advice as soon as possible. Mid-Shore Pro Bono offers legal advice free of charge to low income households and those affected by the Covid-19 Crisis.

Mid-Shore Pro Bono Inc.
8 S. West Street
Easton, MD 21601
Ph. 410-690-8128

To understand the options available for getting help with your mortgage it's important for you to know who owns your loan.

If Fannie May or Freddie Mac owns your loan, you may qualify for programs providing payment relief including a forbearance plan or loan modification. You may qualify for programs for those impacted by COVID-19, a disaster, or housing affordability challenges. You'll also have access to live personalized assistance from HUD-approved housing counselors through the Mortgage Help Network or Disaster Response Network.

Use these loan lookup tools to quickly find out if Freddie Mac or Fannie Mae owns your loan:

Fannie Mae Loan Lookup: https://www.knowyouroptions.com/loanlookup#form

Freddie Mac Loan Lookup:


The moratorium on utility late fees and shut-offs for non-payment is no longer in effect. If you are struggling to pay your utility bill, reach out to your utility company now to try and negotiate a payment plan. Additional Covid-19 Utility Resources can be found on The Maryland Office of People's Council page here:



Page last modified Wednesday, October 26, 2022 2:49:24 PM